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Bank Of India 514 Credit Officer Vacancy Recruitment 2026
Bank of India has invited application for the recruitment of 514 Credit Officer vacancy. Interested and eligible candidates may apply online here.
Bank of India Credit Officer Recruitment 2026
Name of post: Credit Officer
No of posts: 514 posts
Scale-wise vacancy:
- MMGS-II: 418 posts
- MMGS-III: 60 posts
- SMGS-IV: 36 posts
Pay scale:
- MMGS-II: 64820 – 2340 (1) – 67160 – 2680 (10) – 93960
- MMGS-III: 85920 – 2680 (5) – 99320 – 2980 (2) – 105280
- SMGS-IV: 102300 – 2980 (4) – 114220 – 3360 (2) – 120940
Eligibility Criteria of Bank Of India Recruitment
MMGS-II:
Age Limit: 25 to 35 years .
Educational Qualification: A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government. Experience: Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks.
Educational Qualification: A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
MMGS-III:
Age Limit: 28 to 38 years .
Educational Qualification: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the
Govt. of India or any equivalent qualification recognized as such by the Central Government.
Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks.
Educational Qualification: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the
Govt. of India or any equivalent qualification recognized as such by the Central Government.
Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks.
SMG-IV:
Age Limit: 30 to 40 years .
Educational Qualification:
A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government
AND
MBA/ PGDBM from recognized University / Institution / Board
OR
Two Years full time Master’s degree in any field from recognized University / Institution / Board
OR
Chartered Accountant/ Chartered Financial Analyst /CMA - ICWA from recognized institute.
Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks.
Age Relaxation: The category-wise age relaxation is as mentioned below.
- SC/ ST: 5 years
- OBC/NCL: 3 years
- PwBD: 10 years
Application Fee
◾ SC/ST: Rs. 175/- (intimation charges only)
◾ General & others: Rs. 850/- (application fee + intimation charges)
How to Apply for Bank of India Recruitment ?
Interested and eligible candidates may apply online for these vacancy by visiting official Bank of India Recruitment Portal. Candidates may follow below mentioned steps to apply online.
a) Scroll down, go to Important Web-Links section.
b) Click on the "Online Application Form" and complete the registration process by clicking "New Registration".
c) In the next stage, click on "Online Application Form" Link and Login.
d) Fill your all personal and educational details and upload necessary documents.
e) At the end, pay the application fee as per your category and submit the form.
f) Don't forget to take a print out of the application form.
Imp Dates of Bank of India Vacancy 2026
◾ Starting date of online application: 20th December 2025
◾ Last date of online application: 5th January 2026
Imp Web-Links of Bank of India Recruitment
Online Application Form: 20/12/2025
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